Worth Looking at Some Simple Ways to Save a Few Pounds. Expert Alok Dhanda Gives a Few Tips

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WE'RE all feeling the pinch at the moment. With the fragile economy, doom and gloom on the high street and persisting job uncertainties - it's easy to see why the country is feeling a little blue.

As the saying goes, if you take care of the pennies - the pounds will take care of themselves and I'm a firm believer in this. Households must scrutinise their monthly budgets very closely, now more than ever, and look for savings in every aspect of their lives. From food and clothing to utility providers, car insurance, internet and pet care - there's lots to consider. The first step is to take a look at your bank statements from the past couple of months. Make a list of your regular outgoings and try to identify any spending patterns. Do you tend to splurge after pay day? Have you been withdrawing cash that you can't account for? Are you making regular trips to your local deli on your lunch? Next, you need to look at how you can trim your expenditure. Although this might seem like a time-consuming, laborious task - it's worth the effort as it could help ease the pressure on your bank account in the long-term.

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Worth Looking at Some Simple Ways to Save a Few Pounds. Expert Alok Dhanda Gives a Few Tips

For bigger outgoings, such as electricity and gas, take a look at the website www.uswitch.com to find the cheapest options available. You might also want to reconsider your payment method, as some companies offer a discounted price for customers who pay by Direct Debit.

For home, car, holiday and pet insurance - it's ...

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