Q&a ; Your Money Queries Are Answered by Peter Rutherford, Senior Director of Rutherford Wilkinson Ltd, Chartered Financial Planners.

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QWhen is the latest I can leave it to take advantage of my ISA allowance for 2009/2010? AThe tax year ends on April 5 and so theoretically you have until that point to lodge your contribution with your chosen ISA provider. However, this year Easter will interfere and the April 2 is Good Friday and April 5 is Easter Monday. Consequently, I strongly recommend that you take action sooner rather than later and ensure that you have it sorted out by April 1.

QI am looking to invest money this year but already have existing investments in stock markets. I am looking for something different. Can you outline what my choices are? AYou could consider investing in commodities like gold, other precious metals, oil and agricultural produce. Other options are rare coins, stamps, fine wine, classic cars and art. For some of these things you need to know what you are looking for and to understand the market you are investing in.

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Q&a ; Your Money Queries Are Answered by Peter Rutherford, Senior Director of Rutherford Wilkinson Ltd, Chartered Financial Planners.

Furthermore, you need to be able to store it and insure it. A classic car also require...

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