Nil Rate Tax Bands in Discretionary Trusts

The JournalOctober 20, 2005

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Summary


Alison Burn, partner in Ward Hadaway's private client team illustrates how nil rate bands work in discretionary trusts in practice when a spouse passes away

It is common knowledge that inheritance tax savings in wills can be achieved by passing the nil rate band ( the maximum amount you can leave without paying inheritance tax ( into a discretionary trust on the death of the first spouse. But how does earmarking the nil rate band separately in your will work in practice when one of the spouses dies?

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Extract


Nil Rate Tax Bands in Discretionary Trusts

Let us take as an example Mr and Mrs Hall. Their house is worth pounds 400,000 and they own this as tenants in common ( each owns half of the property rather than them both owning the who...

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