Easing the Fear of Debt ; for Many Families, Christmas Merely Adds to Their Financial Woes As Debts Begin to Spiral Out of Control. Karen Wilson has Some Advice From the Experts On Getting to Grips with Your Finances in 2010.

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IT'S the most wonderful time of the year, according to Andy Williams' well-known Christmas song. But it's also the most expensive time of the year, as many people will be reminded when their credit card statement drops onto the doormat in about a month's time.

It's no surprise then that February is the peak time of year for Shaun and Max Renwick of Northumberland debt management company Debtaid.

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Easing the Fear of Debt ; for Many Families, Christmas Merely Adds to Their Financial Woes As Debts Begin to Spiral Out of Control. Karen Wilson has Some Advice From the Experts On Getting to Grips with Your Finances in 2010.

The brothers, who are based in converted outbuildings next to Max's home in Chatton, near Alnwick, started their business ten years ago.

Every year they see the same problems as the festive season proves to be the tipping point for those in financial dire straits.

Shaun says: "If you are already in debt, events s...

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